Your Partner in Expert Mortgage Solutions

Clear guidance, flexible solutions, and a stress-free mortgage experience from start to finish.

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Open the door to your dream home today

Explore our wide range of mortgage options, carefully designed to meet your needs and provide personalized support, guiding you through every step of the homebuying process with ease.

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Unlock the financial benefits of refinancing

Maximize the advantages of mortgage refinancing through strategic timing and leveraging benefits such as lower interest rates, reduced payments, accessing home equity, and adjusting loan terms.

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Explore our options for real estate investors

Get the funding you need to expand, invest, or launch your business. We offer competitive rates, flexible terms, and tailored solutions to help you achieve your goals.

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Secure the funds for your next property

Unlock financing solutions for your commercial property needs. Whether you're purchasing, refinancing, or expanding, we offer tailored loan options to help your business thrive.

Empowering our clients with tailored mortgage solutions

Contact our team

Choose your service

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Real Experiences. Real Confidence.

Why Choose Us?

Home begins here, with people who get it

We help borrowers understand their financial options, navigate the complex paperwork, and make informed decisions.

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Your Mortgage, Made Simple

Discover a smoother way to navigate home financing with expert guidance and personalized solutions.

Expert Guidance

Our knowledgeable team walks you through every step, ensuring you feel confident and informed throughout the process.

Range of Loan Options

From first-time homebuyer programs to investment property financing, we offer flexible solutions to fit your needs.

Streamlined Process

With modern tools and efficient workflows, we make applying, processing, and closing your loan as smooth as possible.

Flexible Support

Life doesn’t fit into a one-size-fits-all box—neither should your mortgage. We adapt to your goals and financial situation.

Open Communication

We keep you informed with timely updates and quick responses so you never have to wonder where you stand.

Goal-Focused Approach

Every recommendation we make is aimed at helping you achieve your homeownership or investment goals successfully.

Mortgage Calculator

The calculated amount is an estimate, with the exact loan terms determined on an individual basis.

$ 100000
$ 20000
$ 5000000
$
[downpayment]/[homeprice]*100
%
([homeprice] - [downpayment]) * ( ([interestrate]/100)/12 * Math.pow(1 + ([interestrate]/100)/12, [loanterm]*12) ) / ( Math.pow(1 + ([interestrate]/100)/12, [loanterm]*12) - 1 )
$

Calculate Your Monthly Mortgage with Our Real-Time Home Loan Calculator

Easily estimate your monthly loan payments with our interactive mortgage calculator. Adjust the home price, down payment, loan term, and interest rate to see how your payments change in real time. Our breakdown focuses on principal and interest but excludes costs like property taxes, homeowners insurance, and HOA dues—giving you a clear starting point for your budget.

Deb Brasel

Broker & Owner

Ready to Take the Next Step?

Whether you’re a first-time buyer or seasoned investor, we’ll help you find the right mortgage for your needs.

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HMKC Mortgage brings more than twenty years of mortgage expertise to families across Arkansas, Kansas, and Missouri, offering clear guidance and dependable support at every step of the home-buying journey. HMKC Mortgage focuses on delivering custom financing solutions and genuine relationships, so clients feel confident from application to closing.

Company NMLS #: 1720438